Question 1

Can I open a French bank account without a visa?

Accepted Answer

Traditional banks require proof of legal residency (visa or titre de sejour). However, some online banks like Lydia (formerly Sumeria), N26, or Revolut allow account opening with just a passport. For a full French bank account with RIB, you will typically need your visa and proof of address.

Question 2

Which French banks accept international students?

Accepted Answer

Most major banks accept students: BNP Paribas, Societe Generale, LCL, and Credit Agricole all have student packages. BNP and Societe Generale have English-speaking staff in major cities. Online options like Boursorama and Hello Bank are also popular with expats.

Question 3

How long does it take to open a bank account in France?

Accepted Answer

In-branch appointments take 30-60 minutes, but getting an appointment can take 1-2 weeks. Online banks can approve accounts in 24-48 hours. You will receive your RIB immediately and your physical card within 5-10 business days.

Question 4

What documents do I need to open a French bank account?

Accepted Answer

You typically need: valid passport, visa or titre de sejour, proof of address in France (utility bill, accommodation certificate, or attestation d'hebergement), and proof of income or student enrollment. Some banks also require a French phone number.

Banking & Finances

Frequently Asked Questions